Steps to Take After a Hit-and-Run Accident

Experiencing a hit-and-run accident can be a stressful and overwhelming event. Knowing the appropriate steps immediately after the incident can help you manage the situation more effectively and ensure you have the necessary information for your insurance claim.

Ensure Your Safety

The first thing to do after a hit-and-run accident is to ensure your safety and the safety of any passengers. If you are in heavy traffic, move your vehicle to a safe location. Once you are in a secure spot, take a moment to assess the situation and check for any injuries. If anyone is injured, call emergency services immediately to get medical assistance.

Gather Information

Gather as much information as possible about the incident. Try to remember and note down any details about the other vehicle involved, such as the make, model, color and license plate number. If there are any witnesses, ask for their contact information and if they can provide a statement about what they saw.

Taking photos of the scene, including any damage to your vehicle and the surrounding area, can also be helpful for your insurance claim.

Call the Police

Report the hit-and-run accident to the police. Filing a police report is crucial, as it provides an official record of the incident, which can be valuable when filing your insurance claim. Provide the police with all the details you collected, including witness statements and photos.

Contact Your Agent

Contact your insurance agent to inform them about the hit-and-run accident. Your agent can guide you through filing a claim. Provide your insurance agent with all the information you have gathered, including the police report number, to ensure a smooth claims process.

Whether a hit-and-run accident is covered depends on the policies included with your auto insurance. If you have uninsured/underinsured motorist and physical damage coverage, your insurer may help cover your accident-related injuries and property damage.

Contact Us

Contact King Insurance to evaluate your current auto insurance coverage and compare quotes.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.