November 22, 2024
AgencyStrategies for Rebuilding your Driving Record After Accidents/Violations
A tarnished driving record can lead to higher insurance premiums and limited coverage options. However, with time and effort, you can rebuild your driving record and regain your status as a safe driver. What Information Is in a Driving Record? Your driving record includes information about traffic violations, including points on your license, speeding tickets […]
October 22, 2024
kinginsadminWhat Is Non-standard Auto Insurance and Who Needs It?
Non-standard auto insurance refers to policies designed for drivers considered higher risk. Unlike standard insurance, which typically covers drivers with clean records and fewer claims, non-standard insurance caters to those with unique situations that make them more difficult to insure. While anyone can benefit from understanding non-standard auto insurance, certain groups are more likely to […]
August 22, 2024
AgencyThe Impact of Credit Scores on Auto Insurance Rates
When it comes to auto insurance, many factors influence the rate you pay. One of the less obvious factors is your credit score. Understanding how your credit score impacts your auto insurance rate can help you make informed decisions and potentially save money. A credit-based insurance score is different from the credit score you might […]
July 24, 2024
AgencyFactors Influencing High Risk Auto Insurance Rates
When it comes to auto insurance, not all drivers are considered equal in the eyes of insurance companies. Your agent can help you understand the various factors that may contribute to a high risk car insurance classification. Driving Record One of the primary factors influencing high risk auto insurance rates is a driver’s history of […]
June 29, 2024
AgencyGetting Car Insurance After a DUI
If you’ve been convicted of a DUI in Georgia, getting car insurance can be somewhat challenging, but it’s not impossible. Understanding the process and your options is crucial for getting back on the road legally and responsibly. The Impact of a DUI on Car Insurance A DUI conviction can significantly affect your car insurance rates […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]